Renters / Content Insurance

Get Insurance coverage for your content including furniture and other valuables.

What does your Rental Insurance covers

Renters insurance provides coverage to individuals who are renting or leasing a property. The coverage typically includes protection for personal property, liability, and additional living expenses. Here are the key components of renters insurance coverage:

Personal Property Coverage:

Belongings: Renters insurance typically covers the cost to repair or replace personal belongings such as furniture, electronics, clothing, and other items in the event of covered perils like fire, theft, vandalism, or certain natural disasters.

Off-Premises Coverage: Some policies may also cover belongings outside the rented property, such as items stolen from a car.

Liability Coverage:

Personal Liability: This coverage protects you if you are found responsible for injuring someone or damaging their property. It can help cover legal expenses and settlements.
Medical Payments to Others: If someone is injured on your rented property, renters insurance can help cover their medical expenses, regardless of whether you are at fault.

Additional Living Expenses (ALE) or Loss of Use:

If your rented property becomes uninhabitable due to a covered peril (like a fire or storm), renters insurance can cover the additional living expenses you incur while temporarily living elsewhere. This might include hotel bills, restaurant meals, and other costs.

Coverage for Personal Property While Traveling:

Some renters insurance policies provide coverage for personal property even when you are traveling, subject to certain limitations.

Additional Coverages:

For high-value items like jewelry, art, or collectibles, you may need additional coverage beyond the standard policy limits.

Renters insurance does not cover the structure of the building itself, as that is typically the landlord's responsibility. Additionally, coverage and limits can vary, so it's crucial to review and understand the terms of your specific policy coverage limits and exclusions.

From natural disasters to unexpected accidents, the potential risks to your rented home and personal belongings are numerous. Renters or Tenant Insurance is designed to be your safety net, providing coverage for a variety of incidents such as fire, theft, vandalism, and more. Pinnacle Insurance is dedicated to helping you find the right renters insurance policy that suits your needs. Our team of experts will guide you through the process, taking into consideration your specific requirements and budget. Whether you are renting an apartment, a house, or a condo, we offer a wide range of coverage options to safeguard your personal property against theft, fire, water damage, and more.

How to get Renter's Insurance in Florida:

> Call: 954-306-3333
> Visit our office:

• 1515 N. University Dr., #207, Coral Springs, FL 33071

> Fill out a Quote Form online