Burial Insurance

Individual
and Family
coverages
up to
$30,000
Get prepared for your final expenses
We can help you achieve peace of mind by providing you with a whole life insurance policy which pays CASH for FUNERAL and other expenses in the event of your death.
• Ages 0-85 eligible to apply
• Builds cash value on the policy
• Payments to fit most budgets
• No physical exam required
(Insurance is based on answers to health questions on the application)
• Rates can never be increased
(as long as premiums are paid)
Uses of Benefits
Benefits are paid in CASH and
can be used to help pay for:
-
Funeral expenses (casket & professional services)
-
Transportation
-
Clothing and floral expenses
-
Obituaries
-
Unpaid household bills
-
Cemetery expenses (grave opening and closing)
-
Monument or marker
-
Cemetery property
-
Vault or ground box
-
Unexpected medical expenses
-
and more!
​
About Pre-existing Conditions
Pre-existing conditions such as Heart Attack, Circulation, Cancer, High Blood Pressure, Diabetes, COPD, Liver/Kidney Disease, Alzheimer’s will not prevent you from getting coverage. However, will cause a modification to your policy at the time of enrollment - which causes your premium to be higher.
​
*The Funeral Consumer Guardian Society
The Funeral Consumer Guardian Society is an independent organization dedicated to helping funeral purchasers get a fair deal. Final Expense Insurance Policies written through Lincoln Heritage Life Insurance Company entitles you to a FREE MEMBERSHIP! Some of the role of the Funeral Consumer Guardian Society are:
-
Affiliated nationally with funeral homes throughout the USA
-
Allowes you to decide the style of funeral you want. A two-page final wishes form makes it fast and simple.
-
Your loved ones get a 24 –hour toll free service number to call in time of need.
-
FCGS immediately goes into action – securing up to 3 different quotes from funeral homes to find the best pricing available as wells as securing discounts on behalf of the family.
-
Offers pre-need services to loved ones
-
Transfer of remains to funeral home
-
Offers basic services of funeral director & staff
-
Use of facilities & staff for visitation at funeral home, and for funeral at funeral home or church
-
Embalming & sanitation
-
Dressing, cosmeticizing and casketing
-
Printing package including register book,memorial cards/prayer cards and acknowledgment cards
-
Death certificate, obituary notices
-
Church or clergy stipend
-
Vault set up charge
​
​