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Burial Insurance

final expense insurance
and Family

up to

Get prepared for your final expenses


We can help you achieve peace of mind by providing you with a whole life insurance policy which pays CASH for FUNERAL and other expenses in the event of your death.


• Ages 0-85 eligible to apply
• Builds cash value on the policy
• Payments to fit most budgets
• No physical exam required

    (Insurance is based on answers to health questions on the application)
• Rates can never be increased

    (as long as premiums are paid)


Uses of Benefits

Benefits are paid in CASH and
be used to help pay for:

  • Funeral expenses (casket & professional services)

  • Transportation

  • Clothing and floral expenses

  • Obituaries

  • Unpaid household bills

  • Cemetery expenses (grave opening and closing)

  • Monument or marker

  • Cemetery property

  • Vault or ground box

  • Unexpected medical expenses

  • and more!

About Pre-existing Conditions

Pre-existing conditions such as Heart Attack, Circulation, Cancer, High Blood Pressure, Diabetes, COPD, Liver/Kidney Disease, Alzheimer’s will not prevent you from getting coverage. However, will cause a modification to your policy at the time of enrollment - which causes your premium to be higher.

*The Funeral Consumer Guardian Society

The Funeral Consumer Guardian Society is an independent organization dedicated to helping funeral purchasers get a fair deal. Final Expense Insurance Policies written through Lincoln Heritage Life Insurance Company entitles you to a FREE MEMBERSHIP!  Some of the role of the Funeral Consumer Guardian Society are:

  • Affiliated nationally with funeral homes throughout the USA

  • Allowes you to decide the style of funeral you want. A two-page final wishes form makes it fast and simple.

  • Your loved ones get a 24 –hour toll free service number to call in time of need.

  • FCGS immediately goes into action – securing up to 3 different quotes from funeral homes to find the best pricing available as wells as securing discounts on behalf of the family.

  • Offers pre-need services to loved ones

  • Transfer of remains to funeral home

  • Offers basic services of funeral director & staff

  • Use of facilities & staff for visitation at funeral home, and for funeral at funeral home or church

  • Embalming & sanitation

  • Dressing, cosmeticizing and casketing

  • Printing package including register book,memorial cards/prayer cards and acknowledgment cards

  • Death certificate, obituary notices

  • Church or clergy stipend

  • Vault set up charge

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